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«Will Hurd (TX-23) Research Report The following report contains research on Will Hurd, a Republican member of Congress in Texas’ 23rd district. ...»

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[H R 4038, Vote #642, 11/19/15; CQ Floor Votes, 11/19/15] Voted For Bill To Place Onerous Restrictions On Syrian Refugee Resettlement Program Voted For To Place Onerous Restrictions On Syrian Refugee Resettlement Program. In November 2015, Hurd voted for the American SAFE Act, “legislation that would in effect halt the resettlement of refugees from Syria and Iraq [to the United States] … The House bill would require leaders of the nation's security apparatus — the director of national intelligence and the heads of the Department of Homeland Security and the FBI — to certify that refugees who are admitted pose no security threat. The White House, which has proposed admitting at least 10,000 refugees to the U.S. this fiscal year from war-torn Syria, said the House bill creates ‘unnecessary and impractical requirements,’ noting the current screening process is rigorous and takes up to 24 months. Critics say the legislation would essentially shut down the program.” The bill passed by a vote of 289-137. [H R 4038, Vote #643, 11/19/15; Los Angeles Times, 11/19/15]

Voted For The FY16 Intelligence Authorization Act

Voted For The FY16 Intelligence Authorization Act. In December 2015, Hurd voted for a motion to suspend the rules and pass the Intelligence Authorization Act for Fiscal Year 2016 to “authorize appropriations for fiscal year 2016 for intelligence and intelligence-related activities, including the Office of the Director of National Intelligence (DNI), the Central Intelligence Agency (CIA), the National Security Agency (NSA), the Federal Bureau of Investigation (FBI), the Department of Defense, the Department of State, and the Department of Homeland Security. The bill would provide authorizations for fighting terrorism, activities in Iraq and Afghanistan, countering the proliferation of weapons of mass destruction, investments in information technology enterprises, surveillance and reconnaissance, and cyber defense. The classified annex, which specifies the funding levels and personnel ceilings for each intelligence program, is only available to members.” The motion was agreed to by a vote of 364-58. [H R 4127, Vote #649, 12/1/15; CQ Floor Votes, 12/01/15] Voted For Increasing Visa Requirements On Individuals From Syria, Iran, Sudan, And Iraq Voted For Increasing Visa Requirements On Individuals From Syria, Iran, Sudan, And Iraq. In December 2015, Hurd voted for to “suspend the rules and pass the bill that would prohibit individuals who have been to specified nations, including Syria, Iran, Sudan, and Iraq, from entering the United States unless they were interviewed by U.S. officials and obtained a regular visa, even if the individuals arrived from countries that participate in the Visa Waiver Program. The bill would also update requirements for countries to participate in the Visa Waiver Program; would require fraud-resistant electronic passports, biographic and biometric information; and would require participation in the program's electronic collection of information on all additional countries where an applicant has or had citizenship.” The bill passed 407-19. [HR 22, Vote #679, 12/8/15; CQ Floor Votes, 12/8/15] The New Restrictions Would Deny Individuals Who Qualify For Visa-Free Entry If They Have Visited Iraq, Syria, And Other Terror Hotspot Countries. “Under the legislation, citizens from countries that qualify for the program would be denied visa-free entry to the U.S. if they have visited Iraq, Syria or other countries deemed to be terror hotspots in the last five years, or if they are citizens of those countries. Those individuals would instead have to pass through a more stringent security process.” [The Hill, 12/8/15] Housing Issues

–  –  –

 Voted for weakening regulations on mortgage lenders  Voted against preventing those convicted of mortgage fraud and predatory lending from providing loans to homeowners  Voted for weakening Wall Street reform for mortgage lenders  Voted for an amendment that prevented the Department of Justice from enforcing disparate impact claims under the Fair Housing act  Voted for an amendment to bar HUD from enforcing regulation combating discrimination in the housing market Hurd has consistently opposed regulations on mortgage lenders, voting to weaken existing laws, to allow those convicted of mortgage fraud and predatory lending to continue providing loans to home owners, and to reduce mortgage information disclosure requirements established under Wall Street reform laws. Hurd has also supported efforts blocking both the Department of Justice and the Department of Housing and Urban Development from enforcing federal anti-discrimination laws.

Voted For Weakening Regulations On Mortgage Lenders

Voted For A Bill That Changed The Definition Of A Qualified Mortgage Under The Truth In Lending Act. In April 2015, Hurd voted for the Mortgage Choice Act. “The bill excludes insurance paid at closing into escrow, as well as fees paid for related services to lender-affiliated companies, from the 3% cap on points and fees imposed on ‘qualified mortgages’ by redefining ‘points and fees’ under the Truth in Lending Act. The measure is intended to clarify conflicting definitions under current law and thereby ensure that mortgage loans to low- and middle-income borrowers remain affordable.” The bill passed, 286 to 140. [HR 685, Vote #152, 4/14/15; CQ, 4/10/15] Bill They Voted On Would “Weaken Regulations On Mortgage Lenders.” “Ranking second behind the Chamber was the National Association of Realtors. The group spent $7.7 million lobbying on issues like flood insurance premiums, which have risen sharply in the past few years. NAR also lobbied for the Mortgage Choice Act, a bill that would weaken regulations on mortgage lenders enacted following the 2007 collapse of the housing market. The Mortgage Choice Act passed in the House of Representatives on April 14.” [Huffington Post, 4/23/15] Voted Against Preventing Those Convicted Of Mortgage Fraud And Predatory Lenders From Providing Loans To Homeowners Voted Against Preventing Those Convicted Of Mortgage Fraud And Predatory Lenders From Providing Loans To Homeowners. In April 2015, Hurd voted against a motion that would prevent those convicted of mortgage fraud and predatory lenders from providing loans to homeowners. “No person or lender that has been found to have engaged in unfair, deceptive, predatory, or abusive lending practices, or convicted of mortgage fraud under Federal or relevant State law may make use of the amendments made by this Act “ The motion failed 184 to 239. [HR 650, Vote #150, 14/14/15; Motion to Recommit, 4/14/15]





Voted For Weakening Wall Street Reform For Mortgage Lenders

Voted For Weakening Aspects Of Wall Street Reform Allowing Mortgage Lenders To Disclose Less Information To Borrowers. In April 2015, Hurd voted for legislation that would roll back regulations in the Wall Street reform law. “Regulations from the Dodd-Frank Act that went into effect in early 2014 tightened requirements and restrictions on ‘high-cost’ loans. For example, if the interest rate and fees on loans reach a certain level, lenders have to verify a borrower’s ability to repay loans and disclose consequences of default and loan terms … the Preserving Access to Manufactured Housing Act of 2015.

HR 650 would raise the threshold for which loans are considered ‘high cost,’ from 8.5 percent above the average rate to 10 percent above the average rate. President Obama has threatened to veto it if it passes both houses. The change may seem minor, but the higher threshold would mean the lender has to do less work and disclose less information to borrowers. The majority of loans on manufactured homes carry high interest rates, especially compared with a typical mortgage.” The bill passed, 263 to 162. [HR 650, Vote #151, 4/14/15; Seattle Times Editorial, 4/14/15] Voted For An Amendment That Prevented The Department Of Justice From Enforcing Disparate Impact Claims Under The Fair Housing Act Voted For An Amendment That Prevented The Department Of Justice From Enforcing Disparate Impact Claims Under The Fair Housing Act. In June 2015, Hurd voted for an amendment that prevented the department of justice from enforcing disparate impact claims under the Fair Housing Act.

“Housing discrimination claims: The House has passed an amendment sponsored by Rep. Scott Garrett, R-N.J., to the Commerce, Justice, Science, and Related Agencies Appropriations Act (H.R. 2578). The amendment would bar funding for Justice Department enforcement actions under the Fair Housing Act that rely on the theory of disparate impact to allege racial and other forms of discrimination by mortgage lenders, landlords, and home insurers. Garrett said the threat of prosecution for treating various classes of homeowners and renters differently, based on their economic status, would impede the ability ‘for lenders to make rational economic decisions about risk’ rather than based on the possibility that the Justice Department will consider their actions discriminatory.” The amendment passed 232 to 196. [HR 2578, Vote #287, 6/03/15; On Agreeing to the Amendment, 6/03/15; Citizen-Times, 6/05/15] Voted To Bar HUD From Enforcing Regulation Combating Discrimination In the Housing Market Voted For Amendment To Bar HUD From Enforcing Regulation Combating Discrimination In the Housing Market. In June 2015, Hurd voted for an amendment to the FY16 Transportation-HUD Appropriations bill that would bar funds from being used by HUD to administer a federal regulation that dictates, “If the policies of governmental agencies, banks or private real estate companies unjustifiably perpetuate segregation, regardless of their intent, they could be found in violation of the Fair Housing Act.” The amendment was adopted by a vote of 231-195. [HR 2577, Vote #323, 6/09/15; Propublica, 1/21/15] Voted For An Amendment That Barred Funding For The Private Enforcement Initiative Of The Fair Housing Initiatives Program Voted For An Amendment That Barred Funding For The Private Enforcement Initiative Of The Fair Housing Initiatives Program. In June 2015, Hurd voted for an amendment to the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 that would “bar funds from being used for the Private Enforcement Initiative of the Fair Housing Initiatives Program.” The amendment passed 224 to 198. [CQ Floor Votes, 6/04/15; HR 2577, Vote #307, 6/04/15] National Council On Independent Living: PEI Grantees Are “Critical” To Enforcement Of The Fair Housing Act. “PEI grants support local, private fair housing groups’ testing, complaint intake, and investigation efforts. PEI grantees are critical to enforcement efforts for the Fair Housing Act. Disabilityrelated complaints is the largest category of Fair Housing complaints. To remove funding for the PEI program would damage Fair Housing enforcement in many communities. This harms people with disabilities when fair housing enforcement is not readily available in communities.” [NCIL, 6/05/15] Voted For Amendment Barring Implementation Of Housing Rule Meant To Combat Housing Segregation Voted For Amendment Barring The Implementation Of Affirmatively Furthering Fair Housing Rule. In June 2015, Hurd voted for an amendment to the Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016 that would “ bar funding for HUD to implement, enforce or administer the proposed Affirmatively Furthering Fair Housing Rule.” The amendment passed 229 to 193. [HR 2577, Vote #311, 6/09/15; CQ Floor Votes, 6/09/15] Affirmatively Furthering Fair Housing Rule Self Purports To Combat Segregation. According to the Federal Register, the Affirmatively Furthering Fair Housing Rule “[e]stablish[es] an approach to affirmatively further fair housing that calls for coordinated efforts to combat illegal housing discrimination, so that individuals and families can make decisions about where to live, free from discrimination, with necessary information regarding housing options, and with adequate support to make their choices viable.” [Federal Register, 7/19/13] Voted For Baring Use Of Funds In Violation Of HUD Regulations On Assistance To Non-Citizens Voted For Baring Use Of Funds In Violation Of HUD Regulations On Assistance To Non-Citizens.



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